Every tax document. Every refund you missed.
Drop in your Form 16, AIS, 26AS, and bank statements. Chitragupt reads each document, lines up six assessment years on one screen, and shows you the deductions, refunds, and regime switches you may have left on the table.
Overview
AY 2024-25
Action recommended
AY 2024-25 · 80C headroom: ₹37,000 unused
At your 30% slab, that headroom would have saved roughly ₹11,440. Verify with a CA.
What you get
One ledger for every assessment year
Built around the salaried filer's actual workflow — your tax life, year over year, in one place.
Upload anything tax
Form 16, Form 16A, AIS, 26AS, ITR-V, bank statements, broker statements, mutual-fund CAS. Drag, drop, done.
Numbers read off the page
Salary, TDS, interest, dividends, capital gains — pulled from each PDF, shown next to the source, ready to confirm.
Organised by year
Six assessment years at your fingertips. Per-year checklists tell you which forms are still missing for filing season.
Your tax life on one screen
Effective-rate dial, salary trend, refund vs payable, Old-vs-New regime ribbon, and 80C / 80CCD(1B) / 80D fill-up gauges — six assessment years, stacked.
Headroom you didn't use
Unused 80C / 80D / 80CCD(1B) NPS / 24(b) / HRA flagged in plain English — with a slab-aware estimate of the tax you would have saved.
Revise past returns in time
We tell you which past assessment years are still revisable, and what the extra tax bracket looks like for each one.
How it works
Three steps from PDFs to peace of mind
Upload your documents
Form 16, AIS, 26AS, ITR-V, bank statements, broker statements. The right assessment year is picked for you.
Review what we read
Every figure is shown next to the source line. Confirm in one tap when everything looks right.
See the full picture
Effective tax rate, refund vs payable, Old-vs-New regime, and unused 80C / 80D / NPS headroom — six years on one screen, with hedged callouts to take to your CA.
Why Chitragupt
A real ledger for your tax life
Not a spreadsheet. Not a filing tool. A place where your salary, investments, and deductions across years finally talk to each other.
Every tax form a salaried filer sees
Drop in what your employer, bank, broker, and the IT portal send you.
- Form 16 (Part A + Part B)
- Form 16A (TDS on interest, rent, fees)
- Form 26AS and AIS
- ITR-V acknowledgement
- Bank statements, broker P&L, mutual-fund CAS
Deductions you may have missed
We line up your documents against the deductions you were eligible for and flag the gap.
- Section 80C aggregate (₹1.5L cap)
- 80D parents’ health insurance
- 80CCD(1B) NPS extra ₹50K
- Section 24(b) home-loan interest
- HRA against actual rent paid
Past returns still in the revisable window
Section 139(8A) gives you 48 months after the end of an AY to file an updated return. We show you exactly which of your past AYs are still inside that window — and the slab-aware tax you would recover if you act.
- AYs 2021-22 → current AY in scope (the revisable window)
- Cumulative unused-headroom totals per section
- Slab-aware tax-saved preview on every flag
- Form 10E / Form ITR-U guidance for what to take to your CA
Share with your CA
Invite your CA with a read-only link. Revoke any time. Your CA sees what they need, not your password.
- Read-only review access
- One-tap revoke from Settings
- Per-client view on the CA side
Made for one job: helping you file with confidence.
Not a tax-filing tool — Chitragupt doesn't file the ITR for you. It gets your records in order, surfaces what you may have missed, and hands you the clean picture you need before you (or your CA) file.
Pricing
Keep your records free. Pay only to find missed money.
Upload, browse, export, and share are free forever. Pay once a year to unlock missed-deduction analysis and the filing wizard.
Free
₹0/ forever
Everything you need to keep your tax life in one place.
- Upload Form 16, AIS, 26AS, ITR-V, statements
- Browse 6 assessment years side by side
- Effective-rate dial, salary trend, refund vs payable, Old-vs-New regime ribbon
- 80C / 80CCD(1B) / 80D fill-up gauges per year
- Export everything in one tap
- Share read-only access with your CA
Analyze
₹—/ year
Final pricing set at launch. Pay once for the year. No auto-renewal. No surprise charges.
- Everything in Free
- Plain-English chips for each unused deduction — 80C, 80D, 80CCD(1B), 24(b), HRA
- Slab-aware estimate of the tax you would have saved on each
- Which past AYs the IT department still lets you revise (Section 139(8A))
- Step-by-step filing wizard for the current AY
- Re-run analysis after any profile or document edit
First 100 users get a discounted founder rate.
FAQ
Common questions
Will Chitragupt file my ITR for me?
No. We don’t file returns. We get your records in order, surface deductions you may have missed, and hand you the clean picture you (or your CA) take to the IT portal.
Which documents can I upload?
Form 16, Form 16A, Form 26AS, AIS, ITR-V acknowledgements, bank statements (savings and FD), broker capital-gains statements, mutual-fund Consolidated Account Statements, and payslips.
Why only six years? Can I review AY 2015-16?
Six years is the window the IT department itself allows. Under Section 139(8A) of the Income Tax Act (Finance Act 2025), an updated return (ITR-U) can be filed up to 48 months after the end of the assessment year. That pins the earliest fixable AY at AY 2021-22 for a 2026 launch. Showing AYs older than that would be informational only — you can see them, but you can’t revise them — so we stay on the years that are still actionable.
How does Chitragupt know what I missed, and how much it’s worth?
Every document is read line by line. Numbers are checked against the deductions you were eligible for — 80C, 80D parents, 80CCD(1B) NPS, 24(b) home-loan interest, HRA, and more. When a deduction wasn’t claimed but your documents say you qualified, the app flags it and shows a slab-aware estimate of the tax that would have been saved — e.g., ₹37,000 of 80C headroom at a 30% slab works out to roughly ₹11,440 saved. Every figure carries a “verify with a CA before acting” hedge.
Does the app show how much I left on the table across all years?
Yes, per deduction. The 80CCD(1B) rule, for example, aggregates the unused headroom across every AY where you were on the old regime and shows the cumulative tax it would have saved. The same pattern applies to 80C and 80D. There isn’t a single grand-total number across every section — each section is summarised on its own so a CA can verify the underlying line.
Does the app show year-on-year salary growth?
Yes, visually. The Overview screen plots gross salary across all your AYs as a smoothed trend line with the rupee value at each year, so jumps and plateaus are easy to spot. We don’t emit a numeric “+12% YoY” callout yet — that’s on the roadmap.
What does it cost?
Uploading, browsing, exporting and sharing with your CA are free forever. The missed-deduction analysis and the filing wizard are the only paid feature — pay once a year, no auto-renewal.
Can my CA see my documents?
Yes. Invite your CA by email and they get a read-only view of what you choose to share. You can revoke access in one tap. Your CA never sees your password and can’t change anything.
Can I leave with my data?
Yes — Settings → Export gives you a ZIP of every PDF and every parsed figure. Delete your account from the same screen and it’s gone within seven days.
What if I make a mistake confirming a value?
Every change is reversible. Re-upload, re-scan, or open the source PDF side-by-side any time. Past versions of a document are kept so a wrong edit can be rolled back.
Bring last year's missed deductions to next year's filing.
Onboarding takes under five minutes. Founder cohort is now open — first 100 users get a discounted yearly entitlement.